About PAObank SME

PAObank SME APP is a virtual banking application for Hong Kong SMEs.

We are committed to establishing a virtual banking ecosystem by optimizing customer-centric services through sophisticated financial technology. Download our SME APP now! Enjoy our fast, simple and secure virtual banking experience!

• You can enjoy our comprehensive product functions:
• Mobile Account Opening - Smooth customer experience for business account opening supported by technology
• Fast Payment & Balance Checking - 24/7 intra-bank transfer in Hong Kong dollar; Faster Payment System (FPS) real-time transfer in Hong Kong dollar across different banks; Flexible access to balance checking & transaction history
• Protected Savings - Eligible deposits under Deposit Protection Scheme (DPS) in Hong Kong
• e-Statement - Environment-friendly statement for your choice
• Live Chat - In-app Live Chat service for getting assistance from customer service representative

We would like to continually improve our APP experience! Please send us your valuable feedback within the APP.

Additional PAObank SME Information

Latest Version

1.46.3

Uploaded by

PAO Bank Limited

Requires Android

Android v13

Available on

Get PAObank SME on Google Play

Category

FINANCE

PAObank SME FAQ

1. What services does PAO Bank provide for SMEs?

PAO Bank offers a variety of financial services tailored for SMEs, including loans, savings accounts, and business consulting.

2. How can I apply for a loan at PAO Bank?

You can apply for a loan by visiting our website, filling out the online application form, or visiting a local branch.

3. What are the eligibility criteria for SME loans?

Eligibility criteria typically include being a registered business, demonstrating a track record of revenue, and providing a business plan.

4. Can I manage my account online?

Yes, PAO Bank offers an online banking platform where you can manage your accounts, view transactions, and apply for services.

5. What support does PAO Bank offer for startup businesses?

We provide mentorship, networking opportunities, and tailored financial products to support startup businesses.

6. Are there any fees associated with opening an account?

Yes, there may be certain fees involved in opening and maintaining an account. Please check our fee schedule for detailed information.

7. How long does it take to get a loan approved?

Loan approval times can vary, but we aim to process applications within a few business days once all required documents are submitted.

8. What documents do I need to provide for loan application?

Typically, you will need to provide proof of business registration, financial statements, and a detailed business plan.

9. Does PAO Bank offer financial education resources?

Yes, we offer workshops, webinars, and online resources to help SMEs manage their finances effectively.

10. How can I contact customer support?

You can contact our customer support via phone, email, or through the support chat feature on our website.

PAObank SME User Reviews

B
BusinessPro789
2024-08-20
2
0
I appreciate the resources provided for financial education; they’ve been really helpful.
L
LocalBiz99
2024-08-26
4
0
I wish they had more branches in the area, but the online services are pretty good.
J
JaneSmith456
2024-08-31
4
0
The customer service was excellent! They guided me through every step.
J
JohnDoe123
2024-09-05
3
0
I found the loan application process very straightforward and user-friendly!
S
StartupGuy234
2024-09-15
5
0
The support for startup businesses is incredible! I received great advice.
E
EntrepreneurX
2024-09-16
2
0
Overall, a great bank for SMEs! Highly recommend to fellow entrepreneurs.

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